client engagement framework
1. Define Client Investment Needs and Objectives
We begin our work by carefully documenting a client's circumstances. This assessment helps establish objectives for income, growth and cash flow against a suitable risk tolerance. During this time we identify estate planning and charitable considerations as well as any other income needs or opportunities that should be considered in a client's wealth management plan.
2. Conduct In-Depth Analysis of Existing Investments
The Strategic Investment Counsel Program uses sophisticated analytical tools to dissect the individual investments held in one's portfolio. The results pinpoint the strengths and weaknesses of the investments and the overall risk characteristics of the portfolio. This objective analysis is provided free of charge and without obligation to both prospective as well as existing clients.
3. Develop Long-Term Investment Strategy
After understanding each client's specific financial profile, we establish an investment objective. We integrate a client's needs and goals with current developments in the economic and financial markets. We adhere to the basic tenets of Modern Portfolio Theory as practiced by Harry Markowitz and William Sharpe, who were both awarded Nobel prizes for their work in economics.
5. Evaluate and Select Investment Managers
Argent Wealth Advisors utilizes both active and passive investment strategies. Argent Wealth Advisors engages in a process of research and due diligence to identify money managers to implement our clients' investment strategies.
6. Implement Portfolio Strategy
We are careful and diligent in our implementation process with a focus on incremental transitions, especially when investing cash positions. Argent Wealth Advisors will work with and around existing portfolio holdings and pay special attention to low-basis investments with embedded tax liabilities.
7. Monitor, Analyze and Report on Investment Results
We monitor market conditions to evaluate relative values and determine whether investment managers are meeting expectations. We strive to add incremental value by paying attention to over and under-valuations of asset categories and re-balancing client portfolios. We communicate regularly with clients through phone calls and personal meetings.
8. Consider Changes in Objectives, Strategy and Managers
Shifts in market or economic conditions, issues with specific managers, as well as changes to a client's specific needs are common reasons we consider making strategic changes to a portfolio. Before implementing any changes, we consider each client's circumstances including their cash flow needs, tax situation and overall goals. We like to view our overall process as dynamic rather than static.
Contact us to learn more about our client engagement process.
We begin our work by carefully documenting a client's circumstances. This assessment helps establish objectives for income, growth and cash flow against a suitable risk tolerance. During this time we identify estate planning and charitable considerations as well as any other income needs or opportunities that should be considered in a client's wealth management plan.
2. Conduct In-Depth Analysis of Existing Investments
The Strategic Investment Counsel Program uses sophisticated analytical tools to dissect the individual investments held in one's portfolio. The results pinpoint the strengths and weaknesses of the investments and the overall risk characteristics of the portfolio. This objective analysis is provided free of charge and without obligation to both prospective as well as existing clients.
3. Develop Long-Term Investment Strategy
After understanding each client's specific financial profile, we establish an investment objective. We integrate a client's needs and goals with current developments in the economic and financial markets. We adhere to the basic tenets of Modern Portfolio Theory as practiced by Harry Markowitz and William Sharpe, who were both awarded Nobel prizes for their work in economics.
5. Evaluate and Select Investment Managers
Argent Wealth Advisors utilizes both active and passive investment strategies. Argent Wealth Advisors engages in a process of research and due diligence to identify money managers to implement our clients' investment strategies.
6. Implement Portfolio Strategy
We are careful and diligent in our implementation process with a focus on incremental transitions, especially when investing cash positions. Argent Wealth Advisors will work with and around existing portfolio holdings and pay special attention to low-basis investments with embedded tax liabilities.
7. Monitor, Analyze and Report on Investment Results
We monitor market conditions to evaluate relative values and determine whether investment managers are meeting expectations. We strive to add incremental value by paying attention to over and under-valuations of asset categories and re-balancing client portfolios. We communicate regularly with clients through phone calls and personal meetings.
8. Consider Changes in Objectives, Strategy and Managers
Shifts in market or economic conditions, issues with specific managers, as well as changes to a client's specific needs are common reasons we consider making strategic changes to a portfolio. Before implementing any changes, we consider each client's circumstances including their cash flow needs, tax situation and overall goals. We like to view our overall process as dynamic rather than static.
Contact us to learn more about our client engagement process.